[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sark.cz\/havarijni-pojisteni\/#Article","mainEntityOfPage":"https:\/\/www.sark.cz\/havarijni-pojisteni\/","headline":"Havarijn\u00ed poji\u0161t\u011bn\u00ed","name":"Havarijn\u00ed poji\u0161t\u011bn\u00ed","description":"V na\u0161\u00ed republice je registrov\u00e1no kolem 9 milionu vozidel, z toho ale spousta \u0159idi\u010d\u016f neplat\u00ed ani povinn\u00e9 ru\u010den\u00ed, nato\u017e havarijn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 je sice nepovinn\u00e9, ale m\u016f\u017ee se V\u00e1m opravdu vyplatit. Jeho cena z\u00e1vis\u00ed na rozsahu rizik, proti kter\u00fdm si v\u016fz nech\u00e1te pojistit a na aktu\u00e1ln\u00ed cen\u011b vozu, n\u011bkter\u00e9 poji\u0161\u0165ovny koukaj\u00ed u ceny havarijn\u00edho poji\u0161t\u011bn\u00ed...","datePublished":"2023-05-26","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.sark.cz\/author\/#Person","name":"","url":"https:\/\/www.sark.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sark.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sark.cz\/wp-content\/uploads\/img_a287148_w2258_t1497596545.jpg","url":"https:\/\/www.sark.cz\/wp-content\/uploads\/img_a287148_w2258_t1497596545.jpg","height":0,"width":0},"url":"https:\/\/www.sark.cz\/havarijni-pojisteni\/","wordCount":426,"articleBody":"V na\u0161\u00ed republice je registrov\u00e1no kolem 9 milionu vozidel, z toho ale spousta \u0159idi\u010d\u016f neplat\u00ed ani povinn\u00e9 ru\u010den\u00ed, nato\u017e havarijn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 je sice nepovinn\u00e9, ale m\u016f\u017ee se V\u00e1m opravdu vyplatit. Jeho cena z\u00e1vis\u00ed na rozsahu rizik, proti kter\u00fdm si v\u016fz nech\u00e1te pojistit a na aktu\u00e1ln\u00ed cen\u011b vozu, n\u011bkter\u00e9 poji\u0161\u0165ovny koukaj\u00ed u ceny havarijn\u00edho poji\u0161t\u011bn\u00ed i na zna\u010dku auta.Proti jak\u00fdm rizik\u016fm V\u00e1s m\u016f\u017ee havarijn\u00ed poji\u0161t\u011bn\u00ed ochr\u00e1nit:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 samoz\u0159ejm\u011b je to v prvn\u00ed \u0159ad\u011b pro p\u0159\u00edpad hav\u00e1rie \u2013 na rozd\u00edl od povinn\u00e9ho ru\u010den\u00ed V\u00e1m ale havarijn\u00ed poji\u0161t\u011bn\u00ed zaji\u0161\u0165uje, \u017ee dostanete \u0161kodu zaplacenou, i kdy\u017e si ji na sv\u00e9m aut\u011b zp\u016fsob\u00edte sami–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 havarijn\u00ed poji\u0161t\u011bn\u00ed si m\u016f\u017eete sjednat tak\u00e9 pro p\u0159\u00edpad \u201e\u017eivl\u016f\u201c – povode\u0148, po\u017e\u00e1r, krupobit\u00ed, \u00fader blesku, sesuv p\u016fdy nebo t\u0159eba laviny, ale tak\u00e9 vich\u0159ice. V t\u011bchto p\u0159\u00edpadech to zpravidla znamen\u00e1 na aut\u011b \u0161kodu tot\u00e1ln\u00ed, kdy se vozidlo nevyplat\u00ed ani opravovat–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 je mo\u017en\u00e9 sjednat tak\u00e9 poji\u0161t\u011bn\u00ed proti odcizen\u00ed vozu, to u\u017e se nevztahuje sice do poji\u0161t\u011bn\u00ed havarijn\u00edho, ale v dne\u0161n\u00ed dob\u011b, kdy v na\u0161\u00ed republice odcizeno denn\u011b kolem 50 aut, nen\u00ed radno podce\u0148ovat ani tohle poji\u0161t\u011bn\u00ed, i kdy\u017e je o n\u011bco dra\u017e\u0161\u00ed, pokud nav\u00edc m\u00e1te v aut\u011b dostate\u010dn\u00fd zabezpe\u010dovac\u00ed syst\u00e9m proti kr\u00e1de\u017ei, m\u016f\u017eete na tomhle poji\u0161t\u011bn\u00ed dostat slevu–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 havarijn\u00ed poji\u0161t\u011bn\u00ed se vztahuje tak\u00e9 na vandalismus \u2013 pokud n\u011bkdo po\u0161kod\u00ed Va\u0161e vozidlo, nap\u0159. \u0161kr\u00e1bance, nebo se pokus\u00ed do n\u011bj vloupat, m\u00e1te tak\u00e9 n\u00e1rok na n\u00e1hradu \u0161kody, mus\u00edte to v\u0161ak nahl\u00e1sit na Policii \u010cesk\u00e9 republiky a na poji\u0161\u0165ovnu mus\u00edte s protokolem.M\u016f\u017eete si mezi havarijn\u00ed poji\u0161t\u011bn\u00ed zahrnout tak\u00e9 tzv. dopl\u0148kov\u00e1 p\u0159ipoji\u0161t\u011bn\u00ed \u2013 nap\u0159. p\u0159i sr\u00e1\u017ece se zv\u00ed\u0159etem, poji\u0161t\u011bn\u00ed \u010deln\u00edho skla. Tak\u00e9 si m\u016f\u017eete sjednat p\u0159ipoji\u0161t\u011bn\u00ed na \u00farazy osob v poji\u0161t\u011bn\u00e9m aut\u011b, poji\u0161t\u011bn\u00ed zavazadel \u2013 to se t\u00fdk\u00e1 nap\u0159. p\u0159i \u017eiveln\u00e9 pohrom\u011b nebo jejich ztr\u00e1ty p\u0159i kr\u00e1de\u017ei.Pokud si \u0159\u00e1dn\u011b plat\u00edte povinn\u00e9 ru\u010den\u00ed, ale m\u00e1te \u00fapln\u011b nov\u00fd v\u016fz, kter\u00fd jist\u011b nebyl nejlevn\u011bj\u0161\u00ed, nemus\u00ed se V\u00e1m vyplatit \u0161et\u0159it na poji\u0161t\u011bn\u00ed, proto si sjednejte i to havarijn\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Havarijn\u00ed poji\u0161t\u011bn\u00ed","item":"https:\/\/www.sark.cz\/havarijni-pojisteni\/#breadcrumbitem"}]}]